Frequently Asked Question

Does PCI DSS apply to virtual (electronic-only) PANs?

PCI DSS applies to all primary account numbers (PANs) that represent a PCI SSC Participating Payment Brand. This includes PANs that are only provided electronically (virtual PANs) as well as PANs that correspond to a physical payment card.

If the virtual PAN is also a one-time or single-use PAN, refer to FAQ 1285: Does PCI DSS apply to one-time or single-use PANs?
Last updated: November 2021
Article Number: 1286

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