Frequently Asked Question
Does cardholder name, expiration date, etc. need to be rendered unreadable if stored in conjunction with the PAN (Primary Account Number)?
For information about protecting different elements of cardholder data (CHD), please refer to the tables provided in the "PCI DSS Applicability Information" section in the PCI DSS. The tables illustrates that, if cardholder name, service code, and/or expiration date are stored, processed or transmitted with the PAN, or are otherwise present in the cardholder data environment, they must be protected in accordance with applicable PCI DSS requirements.
This means that all applicable PCI DSS requirements, such as firewalls, patches, anti-virus, access controls, policies and procedures, etc., must be applied for protection of those cardholder data elements. However, only the PAN itself must be rendered unreadable in accordance with Requirement 3.4.
If these other elements of cardholder data (that is, cardholder name, expiry date and/or service code) are present without any PAN, then PCI DSS would not apply to those elements.
Related
-
What evidence is a TPSP expected to provide to customers to demonstrate PCI DSS compliance?
-
Does PCI SSC consider guidance from other standards organizations when making updates to PCI standards?
-
If an organization provides software or functionality that runs on a consumer's device (for example, smartphones, tablets, or laptops) and is used to accept payment account data, can the organization store card verification codes for those consumers?
Featured FAQ Articles
Featured
-
Do PCI DSS requirements for keyed cryptographic hashing apply to previously hashed PANs?
-
Is the PCI DSS Attestation of Compliance intended to be shared?
-
How does an entity report the results of a PCI DSS assessment for new requirements that are noted in PCI DSS as best practices until a future date?
-
Where do I direct questions about complying with PCI standards?
-
Can SAQ eligibility criteria be used for determining applicability of PCI DSS requirements for assessments documented in a Report on Compliance?
Most Popular
-
What evidence is a TPSP expected to provide to customers to demonstrate PCI DSS compliance?
-
Does PCI SSC consider guidance from other standards organizations when making updates to PCI standards?
-
If an organization provides software or functionality that runs on a consumer's device (for example, smartphones, tablets, or laptops) and is used to accept payment account data, can the organization store card verification codes for those consumers?
-
Do PCI DSS requirements for keyed cryptographic hashing apply to previously hashed PANs?
-
Can a compensating control be used for requirements with a periodic or defined frequency, where an entity did not perform the activity within the required timeframe?
Most Recently Updated
-
Where can I find the current version of PCI DSS?
-
Why are there multiple PCI DSS Self-assessment Questionnaires (SAQs)?
-
What is a PCI DSS Self-Assessment Questionnaire?
-
Are Mobile Payments on COTS (MPoC) solutions, Software-based PIN Entry on COTS (SPoC)™ solutions, or Contactless Payments on COTS (CPoC™) solutions eligible for a P2PE Solution approval?
-
How can an entity meet PCI DSS requirements for PAN masking and truncation if it has migrated to 8-digit BINs?