Today the PCI Security Standards Council (PCI SSC) published PCI PIN Transaction Security (PTS) Point of Interaction (POI) Modular Security Requirements version 5.1. The updated device standard supports the development of PCI Software-based PIN Entry on COTS (SPoC) Solutions for merchants that enable EMV contact and contactless transactions with PIN entry on commercial off-the-shelf (COTS) devices, such as tablets and smartphones.